Charge all your business expenditures to a rewards credit card (dedicated to your business!). Pay it off in full and since you needed to make those purchases anyways, there is no reason why you should be submitting receipts on other cards or worst cash. Keep a separate credit card for personal transactions!
Great for general business use
- MBNA Rewards World Elite MasterCard – your personal annual income must be greater than $70,000, or your household annual income must be $120,000 or greater to qualify for the card (2% back).
- National Bank Platinum Business MasterCard to get 1.3% cash back on every purchase.
Great for personal use or restaurant business
- Scotia Momentum Visa Infinite – 4% cash on gas+grocery + 2% on recurring bills and pharmacy, 1% on everything else.
Great for business that uses alot of fuel
- Run a business that spends lots on fuel? BMO Premium CashBack MasterCard for Business (3% back on fuel)